Licensed. Regulated. Trusted.
American Financial Network is a nationally licensed mortgage lender, operating under strict federal and state regulatory standards.
Fannie Mae Approved Seller / Servicer
Freddie Mac Approved Seller / Servicer
Ginnie Mae Approved Issuer
Equal Housing Lender
Approvals are maintained through ongoing compliance and review.
Regulatory Oversight
AFN operates under multiple layers of oversight to ensure responsible lending practices.
American Financial Network operates under the oversight of multiple federal and state regulatory agencies.
- State mortgage regulatory authorities
- Federal consumer protection standards
- Agency and investor compliance guidelines
We maintain internal controls, audits, and compliance reviews to uphold these standards.
State Licensing Information
AFN is licensed to originate mortgage loans in multiple states.
Licensing details are provided for transparency. Most borrowers never need to review them directly.
Your Rights as a Borrower
- Equal Housing Opportunity
- Fair lending practices
- Transparent disclosures
- Data privacy and security standards
- Clear communication throughout the loan process
Technology helps streamline the process — fairness and care guide every decision.
Privacy & Data Security
We take data protection seriously.
AFN uses secure systems and controls designed to protect personal and financial information throughout the lending process.
Your information is protected using secure systems designed specifically for financial data.
For full details, please review:
Questions about licensing or compliance?
Sophia can explain requirements, state rules, or next steps — or connect you with a licensed professional.